๐Ÿš€ Now supporting 19 African markets

The Foundation for Banking-First Payments

Track, move, and manage mobile money with confidenceโ€”on an API built for transparency, control, and scale across Africa's digital economy.

โœ“
SOC 2 Type II Compliant
โœ“
Bank-Grade Security
โœ“
99.9% Uptime SLA
500M+
Connected mobile wallets
$2.1B+
Transaction volume processed
99.95%
Success rate
< 3s
Average transaction time

Built for Banking Infrastructure

Everything you need to integrate mobile money payments into your banking platform, with the reliability and scale your customers expect.

โšก

Real-time Processing

Process payments instantly with real-time status updates and automatic reconciliation across all mobile money networks.

๐Ÿ”’

Enterprise Security

Bank-grade encryption, compliance monitoring, and fraud detection built into every transaction.

๐ŸŒ

Unified API

One integration connects you to 180+ mobile money operators across 19 African countries.

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Complete Visibility

Real-time transaction tracking, automated reconciliation, and comprehensive reporting dashboard.

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Smart Settlement

Automated net settlement with detailed reporting and multi-currency support for cross-border transactions.

๐Ÿš€

Rapid Integration

RESTful API with comprehensive documentation, sandbox environment, and dedicated technical support.

Pan-African Coverage

One API connects you to the largest mobile money networks across 19 African markets

19 Countries
180+ Mobile Money Operators
500M+ Connected Wallets
๐Ÿ‡ฐ๐Ÿ‡ช
Kenya
M-Pesa โ€ข Airtel Money
๐Ÿ‡บ๐Ÿ‡ฌ
Uganda
MTN Mobile Money โ€ข Airtel Money
๐Ÿ‡น๐Ÿ‡ฟ
Tanzania
M-Pesa โ€ข Airtel Money โ€ข Tigo Pesa
๐Ÿ‡ณ๐Ÿ‡ฌ
Nigeria
OPay โ€ข PalmPay โ€ข Kuda
๐Ÿ‡ฌ๐Ÿ‡ญ
Ghana
MTN Mobile Money โ€ข AirtelTigo Money
๐Ÿ‡ท๐Ÿ‡ผ
Rwanda
MTN Mobile Money โ€ข Airtel Money
๐Ÿ‡ฟ๐Ÿ‡ฆ
South Africa
Capitec Pay โ€ข TymeBank
๐Ÿ‡ฟ๐Ÿ‡ฒ
Zambia
MTN Mobile Money โ€ข Airtel Money
๐Ÿ‡ฒ๐Ÿ‡ผ
Malawi
TNM Mpamba โ€ข Airtel Money
๐Ÿ‡ฒ๐Ÿ‡ฟ
Mozambique
M-Pesa โ€ข e-Mola
๐Ÿ‡จ๐Ÿ‡ฎ
Cรดte d'Ivoire
Orange Money โ€ข MTN Mobile Money
๐Ÿ‡ธ๐Ÿ‡ณ
Senegal
Orange Money โ€ข Free Money
๐Ÿ‡จ๐Ÿ‡ฒ
Cameroon
Orange Money โ€ข MTN Mobile Money
๐Ÿ‡ง๐Ÿ‡ซ
Burkina Faso
Orange Money โ€ข Coris Money
๐Ÿ‡ง๐Ÿ‡ฏ
Benin
MTN Mobile Money โ€ข Moov Money
๐Ÿ‡ฌ๐Ÿ‡ฆ
Gabon
Airtel Money โ€ข Moov Money
๐Ÿ‡จ๐Ÿ‡ฌ
Congo-Brazzaville
Airtel Money โ€ข MTN Mobile Money
๐Ÿ‡จ๐Ÿ‡ฉ
DR Congo
M-Pesa โ€ข Airtel Money โ€ข Orange Money
๐Ÿ‡ธ๐Ÿ‡ฑ
Sierra Leone
Orange Money โ€ข Africell Money

Major Mobile Money Networks

M-Pesa

Kenya โ€ข Tanzania โ€ข Mozambique โ€ข DRC

Airtel Money

14 Countries โ€ข 120M+ Users

MTN Mobile Money

21 Countries โ€ข 80M+ Users

Orange Money

17 Countries โ€ข 50M+ Users

OPay

Nigeria โ€ข Ghana โ€ข Kenya

And 175+ More

Regional & Local Operators

Simple. Powerful. Developer-friendly.

Integrate mobile money payments with just a few lines of code. Our API handles the complexity so you can focus on your customers.

  • RESTful API with comprehensive docs
  • Sandbox environment for testing
  • Real-time webhooks for status updates
  • Automatic retry logic and error handling
  • Multi-language SDKs available
// Initialize payment to mobile money
const payment = await lipafo.payments.create({
amount: "1000",
currency: "KES",
recipient: "254712345678",
network: "mpesa",
reference: "bank_txn_001"
});
// Real-time status updates
console.log(payment.status); // "completed"

Trusted by Leading Financial Institutions

Banks across Africa rely on LipaFo to power their mobile money integrations

"LipaFo's API integration was seamless. We went from concept to production in just 3 weeks. Our customers love the instant mobile money transfers."

CK

Chief Technology Officer

Leading Commercial Bank

"The real-time reconciliation and reporting have transformed our operations. We have complete visibility into every transaction across all mobile money networks."

MN

Head of Digital Payments

Regional Financial Institution

"LipaFo helped us capture revenue that was previously leaking to mobile operators. Our deposit stickiness increased by 40% after integration."

AS

Head of Strategy

Pan-African Bank

Ready to build the future of banking?

Join leading financial institutions using LipaFo to bridge the two-wallet economy and unlock new revenue streams.