The Foundation for Banking-First Payments
Track, move, and manage mobile money with confidence—on an API built for transparency, control, and scale across Africa's digital economy.
Built for Banking Infrastructure
Everything you need to integrate mobile money payments into your banking platform, with the reliability and scale your customers expect.
Real-time Processing
Process payments instantly with real-time status updates and automatic reconciliation across all mobile money networks.
Enterprise Security
Bank-grade encryption, compliance monitoring, and fraud detection built into every transaction.
Unified API
One integration connects you to 180+ mobile money operators across 19 African countries.
Complete Visibility
Real-time transaction tracking, automated reconciliation, and comprehensive reporting dashboard.
Smart Settlement
Automated net settlement with detailed reporting and multi-currency support for cross-border transactions.
Rapid Integration
RESTful API with comprehensive documentation, sandbox environment, and dedicated technical support.
Pan-African Coverage
One API connects you to the largest mobile money networks across 19 African markets
Major Mobile Money Networks
M-Pesa
Kenya • Tanzania • Mozambique • DRC
Airtel Money
14 Countries • 120M+ Users
MTN Mobile Money
21 Countries • 80M+ Users
Orange Money
17 Countries • 50M+ Users
OPay
Nigeria • Ghana • Kenya
And 175+ More
Regional & Local Operators
Simple. Powerful. Developer-friendly.
Integrate mobile money payments with just a few lines of code. Our API handles the complexity so you can focus on your customers.
- RESTful API with comprehensive docs
- Sandbox environment for testing
- Real-time webhooks for status updates
- Automatic retry logic and error handling
- Multi-language SDKs available
Trusted by Leading Financial Institutions
Banks across Africa rely on LipaFo to power their mobile money integrations
"LipaFo's API integration was seamless. We went from concept to production in just 3 weeks. Our customers love the instant mobile money transfers."
"The real-time reconciliation and reporting have transformed our operations. We have complete visibility into every transaction across all mobile money networks."
"LipaFo helped us capture revenue that was previously leaking to mobile operators. Our deposit stickiness increased by 40% after integration."
Ready to build the future of banking?
Join leading financial institutions using LipaFo to bridge the two-wallet economy and unlock new revenue streams.